Investing For Your Retirement

Facing an ever-rising cost of living in Singapore, can we hope to save enough for retirement?

With current low bank interest rate environments, we must find ways to generate higher potential returns from our money.

But How?

One of the ways is to invest in Asian Funds.

Why Asia funds?

While USA and Europe face financial troubles in recent years, Asia has continued to enjoy relative stability.

By investing in Asia funds, you will be able to tap on the potential mid-to-long term economic growth of the region.

Frequently Asked Questions

Do I need to be an expert to invest?

No, because we have professional fund managers who will help you manage your fund portfolio.

Are there any dividends?

Yes, depending on the underlying fund performance and dividend options you select, dividends can be paid out as frequently as once a month,

Who is this fund suitable for?

• Working adults looking to save for retirement.
• Those who already retired and wish to get higher potential returns for their money.
• Investors who want to get regular dividends and understand that dividends are not guaranteed.

What are the advantages of investing in an Investment-Linked Fund?

• Fund Managers - Our funds are actively managed by professional and experienced fund managers, so you can rest assured that your investments are always in good hands.
• Diversification - Investment-linked funds consist of a broad, diversified basket of financial instruments rather than concentrate solely on one particular stock or bond. The advantage of "not putting all your eggs in one basket" is that when a particular share or market sector does not perform well, it will not affect the overall performance of your portfolio as drastically.
• Monthly Dividends - Our funds aim to pay dividends on a monthly basis. Not many funds in Singapore offer this feature

How are Monthly Income Funds dividends different from other Investment-Linked Funds?

Monthly Income Funds pay dividends on a monthly basis. Most investment-linked funds pay a dividend on annual basis.

How are Monthly Income Funds dividends different from Stocks?

Monthly Income Funds pay dividends on a monthly basis. Stocks pay dividends usually either on quarterly, semi-annual, or annual basis.

How much is the Monthly Dividend?

We target to give 0.3% cents (SGD) per unit per month, but this amount is non-guaranteed. The actual monthly dividend payout can be more or less depending to the performance of the underlying investments in the fund.

What is the Portfolio Allocation?

The fund invest mainly in high grade Singapore stocks and Singapore bonds with a portfolio allocation of 40% stocks and 60% bonds. Note that this is just the guideline. In order to meet the fund objective of medium to long term capital appreciation, Fund Managers may also adjust the portfolio allocation from time-to-time to adapt to changing market conditions.

What is the Recommended Investment Time Horizon?

Our investment-linked fund is designed for mid-to-long term returns and it is advisable to leave your money invested for a minimum period of three to five years to recoup the costs of investment and to get an appropriate return. The returns are non-guaranteed.

Are there any Risks?

All forms of investments are subjected to market risk and may not be suitable for everyone. As required by strict industry regulations, our financial planners will assess each prospect's or client's financial status and risk profile on a case-by-case basis before giving any advice or product recommendation.

Are the Returns Guaranteed?

No. The returns are non-guaranteed. Like most legitimate forms of investments, there is the possibility of profits as well as losses.

Who are you and why should I trust you?

We are a team of Professional Financial Advisors headed by a Certified Financial Planner ®. All our Financial Advisors are licensed, certified and based in Singapore. If you require further verification, please ask the Financial Advisor we assign to you to produce his or her Representative Number if you decide to meet up for appointment.

Can I find out more?

To find out more about our Asian funds, submit your name, email, and phone number in the form below now, and we will contact you shortly regarding our funds.

All our financial planners are licensed and regulated in Singapore. We respect your privacy and will never share your details with anyone else other than the financial planner we assign to you.